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	<title>TOMMcGIVERON.COM</title>
	<link>http://www.tommcgiveron.com</link>
	<description>Long Island Real Estate Market</description>
	<lastBuildDate>Sat, 06 Mar 2010 03:27:29 +0000</lastBuildDate>
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	<item>
		<title>Short Sales Changes April 2010</title>
		<description>





I have been waiting to get more information on the new short sales changes April 2010. According to HAFA, Home Affordable Foreclosure Alternatives, the new Short Sale Process will be crucially important in 2010. 

The Treasury department has released new rules to help simplify the "short sale" process, which isn't ...</description>
		<link>http://www.tommcgiveron.com/short-sales-changes-april-2010/</link>
			</item>
	<item>
		<title>Long Island Real Estate Market: Mortgage Interest Rate Watch</title>
		<description>




The stability of the Long Island real estate market rests with the performance of mortgage backed securities. I have mentioned this key point in previous articles and I think a lot more people are paying attention. 

This video below will go over in simple terms, mortgage backed securities and their ...</description>
		<link>http://www.tommcgiveron.com/long-island-real-estate-market-mortgage-interest-rate-watch/</link>
			</item>
	<item>
		<title>What Is Going To Happen To Mortgage Rates In 2010?</title>
		<description>



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So the question is, what is going to happen to mortgage rates in 2010? ...</description>
		<link>http://www.tommcgiveron.com/what-is-going-to-happen-to-mortgage-rates-in-2010/</link>
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	<item>
		<title>How Many Homes Are In Foreclosure In Suffolk County?</title>
		<description>



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So the question I recently asked myself is how many homes are in foreclosure ...</description>
		<link>http://www.tommcgiveron.com/how-many-homes-are-in-foreclosure-in-suffolk-county/</link>
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	<item>
		<title>The State of The Long Island Real Estate Market: December 2009</title>
		<description>


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Well 2009 is in the books and I want to put a stamp on ...</description>
		<link>http://www.tommcgiveron.com/the-state-of-the-long-island-real-estate-market-december-2009/</link>
			</item>
	<item>
		<title>Loan Originators Disclosure of Closing Costs</title>
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Recent guidelines impacting loan originators disclosure of closing costs have been set up by ...</description>
		<link>http://www.tommcgiveron.com/loan-originators-disclosure-of-closing-costs/</link>
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		<title>A Closer Look At The Impact Of Foreclosures In 2010</title>
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These videos will explain what's behind the impact of foreclosures in 2010. The unemployment ...</description>
		<link>http://www.tommcgiveron.com/a-closer-look-at-the-impact-of-foreclosures-in-2010/</link>
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	<item>
		<title>Buyer Demand, Prices &#038; Rebound</title>
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In New York, it's important to understand what exactly is in store for the ...</description>
		<link>http://www.tommcgiveron.com/buyer-demand-prices-rebound/</link>
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	<item>
		<title>The Future Of Mortgage Interest Rates</title>
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So this is an article about the future of mortgage interest rates. It's a ...</description>
		<link>http://www.tommcgiveron.com/the-future-of-mortgage-interest-rates/</link>
			</item>
	<item>
		<title>For First-Time Buyers: The Process Of Buying A Home</title>
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Here's an outline for the home-buying process for first-time buyers.

First thing's first, relax. I ...</description>
		<link>http://www.tommcgiveron.com/for-first-time-buyers-the-process-of-buying-a-home/</link>
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